Value: What You Receive on HeyArtha

On every result

Working notes where published

When using HeyArtha calculators, you do not just get an isolated final number. Tools that publish working notes show the inputs you entered and the intermediate steps behind the result, and the tax tools state the law they apply on their Methodology pages. The aim is to help you follow and remember the financial reasoning.

Several tools also give you something to keep. The Changelog lists PDF reports for the Regular Tax, Trader Tax, Presumptive Tax, Cash vs Loan, In-Hand Salary and Tax Twin calculators, and says saved scenarios stay in your browser.

By family

Tools for everyday financial decisions

The tools hub equips visitors to explore critical financial choices across multiple disciplines. In tax, you can compute business taxable income with depreciation blocks under Schedule BP, model presumptive deemed profit under Section 44AD and 44ADA, and calculate quarterly advance tax liability with Section 234C interest. In money and loans, you can compare upfront cash payments against financing and investment alternatives, assess EMI costs, and model financial shocks. In salary and trading, you can examine take-home pay, compare job offers, and work out tax on delivery shares, intraday trades and F&O derivatives.

• 9 live tools Tax

  Statutory Indian income tax, advance tax, presumptive tax, capital gains, and trading tax calculators.

  Business Income Tax Calculator · Presumptive Tax Calculator · Advance Tax Calculator · Do I Need to Pay Advance Tax? · Missed Advance Tax Instalment · Advance Tax Deferment Interest Calculator · Property Capital Gains Preview · Trader Tax Calculator · Tax Twin

• 6 live tools Money

  Financial decision calculators for cash vs loan, rent vs buy, emergency runway, and financial principles.

  Cash vs Loan Calculator · Bank Reconciliation (BRS) Tool · Rent vs Buy vs Invest · Shock Test · AI Payback · Principle Check

• 2 live tools Loans

  Debt and borrowing calculators for loan prepayment, true EMI costs, and financing decisions.

  Loan Freedom · EMI Truth

• 2 live tools Salary

  Take-home pay, CTC breakdown, regime comparison, deductions, and job offer comparisons.

  In-Hand Salary Calculator · Offer Decoder

• 1 live tool Investing

  Investment pitch return decoders, internal rate of return (IRR), and real wealth compounding calculators.

  Pitch Decoder

Privacy

Confidentiality and local computation

Calculators execute inside your web browser. Analytics and the optional feedback form are separate; see the Privacy page. Core tools require no sign-up, passwords, or personal credentials. You can model real financial scenarios without exposing your private financial profile to remote databases.

Beyond the tools

Guides and daily updates

• Guides

  Guides on CA careers, exam preparation, trading and founder life, published by HeyArtha. Some guides link to the calculator that fits the topic.

• Daily Brief

  The Daily Brief at /brief and Exam Updates at /brief/exams carry Traders and Tax briefs and an archive, as the Changelog records.

Trail

Methodology and Sources where they exist

Methodology and Sources pages exist for nine tools: Business Income Tax, Presumptive Tax, Advance Tax, Property Capital Gains, Trader Tax, In-Hand Salary, Tax Twin, Bank Reconciliation and Cash vs Loan. The other tools are marked as in preparation on the Methodology hub. You can read the steps on Methodology, see the listed legislation on Sources, inspect test comparisons on Test records, and follow releases on the Changelog. To understand platform foundations, read What is Artha and About. If you encounter an error, let us know via Feedback.

Independence

Project independence and advisory notice

HeyArtha is solo-built, independent and self-funded by Shivam Kushwaha, a CA Intermediate student from Madhya Pradesh. There are no investors, no sponsors and no paid tier. Everything on the site is open to use at no charge, with no subscription and no sign-up, and advertising pays for it. Advertising never changes a number, a formula or a score. AI tools do most of the building here, and the site says so plainly. What it says just as plainly is who answers for it: Shivam Kushwaha decides what exists, checks what ships, and owns every figure published here.

Not reviewed by a Chartered Accountant. Not legal or tax advice. Tax tools implement Indian law at present.

Where to go next

• Vision

  Why the tools are built to show their working.

• Goals

  What the work is measured against.

• Authenticity

  How to check a result yourself.